FACTS: WHAT DOES LIBERTY CAREER FINANCE DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and transaction history
- Account balances and payment history
- Credit history and credit scores
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Liberty Career Finance chooses to share; and whether you can limit this sharing.
|Reasons we can share your personal information||Does Liberty Career Finance share?||Can you limit this sharing?|
|For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes—to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||Yes||No|
|For our affiliates’ everyday business purposes—information about your transactions and experiences||Yes||No|
|For our affiliates’ everyday business purposes—information about your creditworthiness||No||We don’t share|
|For non-affiliates to market to you||No||We don’t share|
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
|Who we are|
|Who is providing this notice?||Liberty Career Finance, LLC|
|What we do|
|How does Liberty Career Finance protect my personal information?||
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Also we only allow employees, authorized service providers and other parties as required or permitted by law to access your account.
|How does Liberty Career Finance collect my business and personal information?||
We collect personal or business information when you:
We also collect your personal and business information from others, such as credit bureaus, affiliates or other companies.
Information we collect includes:
|Why can’t I limit all sharing?||
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
|Affiliates||Companies related by common ownership or control. They can be financial and non-financial companies.|
Companies not related by common ownership or control. They can be financial and non-financial companies.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|Other Important Information|
CA Residents: We will not disclose information about you to other financial service providers with which we have joint marketing agreements, other than as required or permitted by law, unless you authorize us to do so.
CA, ND, and VT residents: To the extent that related state law applies, we will not disclose information about you to anyone other than our affiliates without your express authorization except as required or permitted by law.
NV residents: We are providing you this notice pursuant to state law. You may be placed on our internal Do Not Call List by sending a request to Liberty Career Finance, P.O. Box 8099, Newark, DE 19714-8099 or calling us at 800-960-2179. In addition to our contact information, we are required by Nevada law to provide you with the following information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101;702-486-3132; BCPINFO@ag.state.nv.us.